Leave a Message

Thank you for your message. We will be in touch with you shortly.

Explore Our Properties
Smiling blonde woman in a blue top seated in a teal armchair, wearing pearl jewelry.

Meet

Kathy Harman

Recognized as a trusted Real Estate Professional for Luxury Island Waterfront homes on Florida’s hidden gem Anna Maria Island Kathy provides customers with a wealth of information to make informed decisions with clarity. As an Island Luxury advisor, she helps buyers and sellers meet their goals.

Kathy’s proven experience and innate ability to fulfill customers’ needs was finely developed working directly with Arnold Palmer, the Orlando Magic, the Tampa Bay Buccaneers, and many exclusive country clubs in her previous careers.

One of Anna Maria Island’s leading real estate advisors to sellers, buyers, and investors, Kathy is the epitome of discretion. Exclusive access to luxury properties coupled with unrivaled negotiation skills has kept her a leader in the market.

$100+

Million in Sales

67+

Total Sales

$1.7M

Average Price

60

Less than Days on Market

Read Their Stories

Testimonials

We had a Fantastic experience with Kathy! From our first hello to our parting goodbye at the closing! We met with and hug and left with a hug! She is truly amazing. My husband and I joked she was the reason we bought on AMI haha. Honestly, we encountered other real estate agents during showings and we both walked away saying thank goodness we are not working with them. Kathy just gets it. She knows the island and she knows the industry. Most importantly she gets people. She is what I like to call a connector. She is likable and approachable. Was energetic, and excited and never made you feel like it was a chore to show us houses! She filled our car rides with fun facts and tidbits about the island. She wasn't pushy and she was honest at the same time. It a delightful from start to finish. Would recommend her to anybody and would use her again for our next house you are lucky to have her on your team!
We had a Fantastic experience with Kathy! From our first hello to our parting goodbye at the closing! We met with and hug and left with a hug! She is truly amazing. My husband and I joked she was the reason we bought on AMI haha. Honestly, we encountered other real estate agents during showings and we both walked away saying thank goodness we are not working with them. Kathy just gets it. She knows the island and she knows the industry. Most importantly she gets people. She is what I like to call a connector. She is likable and approachable. Was energetic, and excited and never made you feel like it was a chore to show us houses! She filled our car rides with fun facts and tidbits about the island. She wasn't pushy and she was honest at the same time. It a delightful from start to finish. Would recommend her to anybody and would use her again for our next house you are lucky to have her on your team!
Maureen S.
Kathy Harman was just fantastic to work with and she spent countless hours finding us the right home, at the right price in a very competitive market. Before Kathy, we were using a local AMI REALTOR (one of the largest on the island starting with an “S”) that was not responsive and had little knowledge or care of the sales process or what we were looking for. I met Kathy at an open house and she reached out directly to us a few days later with options and a search strategy. I was blown away by both their knowledge of real estate, and maybe, more importantly, her attention to detail and amazing work ethic. I have bought or sold at least 10 properties in my lifetime, and she is by far the best agent I have ever been associated with. I also want to say that the MSC title and MSC Mortgage company(s) were also great partners and everything was well coordinated resulting in a stress-free process.
Kathy Harman was just fantastic to work with and she spent countless hours finding us the right home, at the right price in a very competitive market. Before Kathy, we were using a local AMI REALTOR (one of the largest on the island starting with an “S”) that was not responsive and had little knowledge or care of the sales process or what we were looking for. I met Kathy at an open house and she reached out directly to us a few days later with options and a search strategy. I was blown away by both their knowledge of real estate, and maybe, more importantly, her attention to detail and amazing work ethic. I have bought or sold at least 10 properties in my lifetime, and she is by far the best agent I have ever been associated with. I also want to say that the MSC title and MSC Mortgage company(s) were also great partners and everything was well coordinated resulting in a stress-free process.
Andy & Aggie
I will always ask Kathy Harman to be a part of all my real estate needs and I have shared her information with friends and colleagues. One in a million, Kathy has so much knowledge and experience and this innate way of knowing exactly what your needs are and being 2 steps ahead of you! I sold real estate many years ago so I understand the demanding career it is and I never thought I'd meet someone with the kind of integrity and 'get it done attitude that I had tried to provide so many years ago. Kathy is the total package right here. A dying breed, I'm afraid. So much love for people and the perfect profession for her love of it shows in everything she does. Never, never go anywhere else for your real estate needs. We are forever grateful to Kathy Harman!
I will always ask Kathy Harman to be a part of all my real estate needs and I have shared her information with friends and colleagues. One in a million, Kathy has so much knowledge and experience and this innate way of knowing exactly what your needs are and being 2 steps ahead of you! I sold real estate many years ago so I understand the demanding career it is and I never thought I'd meet someone with the kind of integrity and 'get it done attitude that I had tried to provide so many years ago. Kathy is the total package right here. A dying breed, I'm afraid. So much love for people and the perfect profession for her love of it shows in everything she does. Never, never go anywhere else for your real estate needs. We are forever grateful to Kathy Harman!
Jelser H.
Kathy Harman was one of the most professional, efficient, and helpful real estate agents with whom we've ever worked. She went the extra mile to help us throughout the entire listing, negotiating, and closing process. She was instrumental to us in organizing and executing a remote renovation of our vacation home while we were in Canada. She was proactive in offering to coordinate painters, landscapers, and decorators and went above and beyond our expectations of a REALTOR. And we've worked with several over the years! We would recommend Kathy to anyone wanting to purchase or sell a house.
Kathy Harman was one of the most professional, efficient, and helpful real estate agents with whom we've ever worked. She went the extra mile to help us throughout the entire listing, negotiating, and closing process. She was instrumental to us in organizing and executing a remote renovation of our vacation home while we were in Canada. She was proactive in offering to coordinate painters, landscapers, and decorators and went above and beyond our expectations of a REALTOR. And we've worked with several over the years! We would recommend Kathy to anyone wanting to purchase or sell a house.
Lisa Y.
We are so happy we chose Kathy as our REALTOR when looking for our beach condo on AMI. She was ready and willing to show anything we wanted to see (at any time!) She is friendly, personable, as well as being professional. When we found the home we wanted to buy, she helped us tremendously through the process and we purchased the condo at the exact price point we wanted. Kathy went above and beyond when we asked her for favors with the condo since we live out of state. We now can’t wait to start our Anna Maria island life.
We are so happy we chose Kathy as our REALTOR when looking for our beach condo on AMI. She was ready and willing to show anything we wanted to see (at any time!) She is friendly, personable, as well as being professional. When we found the home we wanted to buy, she helped us tremendously through the process and we purchased the condo at the exact price point we wanted. Kathy went above and beyond when we asked her for favors with the condo since we live out of state. We now can’t wait to start our Anna Maria island life.
Manley J.
Kathy helped us purchase one home and then through her hard work and strong connections helped us find and buy a second home, both in Anna Maria. She knows the market, she knows the people, but most importantly she is straightforward open, and honest in her dealing with people. She consistently goes the extra mile and has no qualms about hard work and she will do anything and everything to help her clients.
Kathy helped us purchase one home and then through her hard work and strong connections helped us find and buy a second home, both in Anna Maria. She knows the market, she knows the people, but most importantly she is straightforward open, and honest in her dealing with people. She consistently goes the extra mile and has no qualms about hard work and she will do anything and everything to help her clients.
Edwein F.
Kathy was a real pro. We felt she always had our best interests in mind and delivered outstanding service and advice. I would highly recommend her as a real estate agent. She is the best we ever dealt with, and this was our seventh house.
Kathy was a real pro. We felt she always had our best interests in mind and delivered outstanding service and advice. I would highly recommend her as a real estate agent. She is the best we ever dealt with, and this was our seventh house.
M. Wade
We purchased a second home on Anna Maria Island with Kathy as our REALTOR this year. An excellent experience! So knowledgeable about the area, a great negotiator, and helpful with all of our needs above and beyond the home purchase.
We purchased a second home on Anna Maria Island with Kathy as our REALTOR this year. An excellent experience! So knowledgeable about the area, a great negotiator, and helpful with all of our needs above and beyond the home purchase.
Janine E.

Browse

Past Transactions

  • White coastal-style home with a balcony, four garage doors, palm trees, and a broad brick-paver driveway. Sold

    $4,665,000

    116 50TH ST

    116 50TH ST, HOLMES BEACH, FL 34217

    • 6 Beds
    • 7 Baths
    • 4,332 Sq.Ft.
  • Waterfront home with a pool, landscaped yard, private dock, and boat at sunset. Sold

    $3,800,000

    240 OAK AVENUE

    240 OAK AVE, ANNA MARIA, FL 34216

    • 4 Beds
    • 4 Baths
    • 2,847 Sq.Ft.
  • Waterfront homes with private docks and boats beside a calm bay. Sold

    $3,600,000

    733 KEY ROYALE DRIVE

    733 KEY ROYALE DR, HOLMES BEACH, FL 34217

    • 4 Beds
    • 4 Baths
    • 3,024 Sq.Ft.
  • Three-story white coastal home with rooftop deck, wood garage door, and tropical landscaping. Sold

    $3,425,000

    421 ALAMANDA ROAD

    421 ALAMANDA RD, ANNA MARIA, FL 34216

    • 4 Beds
    • 5 Baths
    • 2,116 Sq.Ft.
  • Pale blue coastal home with red shutters, raised balconies, and a sandy driveway. Sold

    $3,265,000

    108 77TH STREET

    108 77TH ST, HOLMES BEACH, FL 34217

    • 4 Beds
    • 3 Baths
    • 2,539 Sq.Ft.
  • Blue three-story coastal home with white balconies, rooftop deck, and tropical landscaping. Sold

    $3,100,000

    419 ALAMANDA RD

    419 ALAMANDA RD, ANNA MARIA, FL 34216

    • 4 Beds
    • 5 Baths
    • 2,185 Sq.Ft.
  • Modern white home with balconies and covered patio overlooking a swimming pool and tropical landscaping. Sold

    $3,050,000

    421 ALAMANDA RD

    421 ALAMANDA RD, ANNA MARIA, FL 34216

    • 4 Beds
    • 5 Baths
    • 2,116 Sq.Ft.
  • Blue coastal-style house with white trim, metal gable roofs, two garage doors, and palm trees. Sold

    $3,000,000

    144 CRESCENT DRIVE

    144 CRESCENT DR, ANNA MARIA, FL 34216

    • 4 Beds
    • 5 Baths
    • 2,290 Sq.Ft.
  • Blue multi-unit residence with white trim, several garage doors, and a wide paved driveway at dusk. Sold

    $3,000,000

    690 RUSSELL STREET

    690 RUSSELL ST, LONGBOAT KEY, FL 34228

    • 4 Beds
    • 5 Baths
    • 2,457 Sq.Ft.
  • Aerial view of a circled home near a white-sand beach and turquoise water. Sold

    $2,900,000

    101 SUNSET LN

    101 SUNSET LN, ANNA MARIA, FL 34216

    • 4 Beds
    • 4 Baths
    • 2,507 Sq.Ft.
  • Single-story waterfront home with a light metal roof, sandy front yard, and canal behind it. Sold

    $2,800,000

    406 N SHORE DRIVE Unit: A & B

    406 N SHORE DRIVE Unit: A & B, ANNA MARIA, FL 34216

    • 2,056 Sq.Ft.
  • Blue-and-white three-story home with balconies, a ground-level garage, and palm trees. Sold

    $2,800,000

    419 ALAMANDA ROAD

    419 ALAMANDA RD, ANNA MARIA, FL 34216

    • 4 Beds
    • 4.5 Baths
    • 2,019 Sq.Ft.
  • Home entrance with arched walkway, wrought-iron gate, paved courtyard, and balcony. Sold

    $2,400,000

    531 77TH STREET

    531 77TH STREET, HOLMES BEACH, FL 34217

    • 4 Beds
    • 5 Baths
    • 3,171 Sq.Ft.
  • Aerial view of the outlined waterfront property beside the beach, canal, and marina. Sold

    $2,331,500

    703 S BAY BOULEVARD

    703 S BAY BLVD, ANNA MARIA, FL 34216

    • 4 Beds
    • 3 Baths
    • 2,593 Sq.Ft.
  • Aerial view of waterfront homes across a canal, with a palm-lined pool and dock in the foreground. Sold

    $2,300,000

    622 CONCORD LANE

    622 CONCORD LN, HOLMES BEACH, FL 34217

    • 3 Beds
    • 3 Baths
    • 1,998 Sq.Ft.
  • Two-story home with pale green shutters, a two-car garage, and tropical landscaping. Sold

    $2,200,000

    311 IRIS ST

    311 IRIS ST, ANNA MARIA, FL 34216

    • 3 Beds
    • 2 Baths
    • 2,233 Sq.Ft.
  • Two-story coastal-style house with a blue gable, metal roof, white porch, and palm trees. Sold

    $2,200,000

    727 HOLLY RD

    727 HOLLY RD, ANNA MARIA, FL 34216

    • 3 Beds
    • 3 Baths
    • 2,321 Sq.Ft.
  • Peach coastal-style home with white gabled metal roofs, arched windows, and a landscaped front walkway. Sold

    $2,127,500

    512 77TH ST

    512 77TH ST, HOLMES BEACH, FL 34217

    • 3 Beds
    • 3 Baths
    • 2,796 Sq.Ft.
  • Light blue raised coastal house with white stairs, framed by palms and tropical landscaping. Sold

    $2,080,000

    301 IRIS ST

    301 IRIS ST, ANNA MARIA, FL 34216

    • 3 Beds
    • 3 Baths
    • 1,568 Sq.Ft.
  • Waterfront home with orange tile roof, curved pool, white balconies, and private canal dock. Sold

    $1,933,000

    517 KEY ROYALE DRIVE

    517 KEY ROYALE DRIVE, HOLMES BEACH, FL 34217

    • 5 Beds
    • 5 Baths
    • 3,266 Sq.Ft.
  • Pale blue house with a covered porch, tropical landscaping, and a white rock driveway. Sold

    $1,500,000

    204 75TH ST

    204 75TH ST, HOLMES BEACH, FL 34217

    • 3 Beds
    • 2 Baths
    • 1,777 Sq.Ft.
  • Palm-lined waterfront lawn with boat docks along a canal. Sold

    $1,468,750

    502 59TH STREET

    502 59TH STREET, HOLMES BEACH, FL 34217

    • 3 Beds
    • 3 Baths
    • 1,786 Sq.Ft.
  • Gray single-story home with a turquoise door, colorful bicycles, palm trees, and turquoise lawn chairs. Sold

    $1,450,000

    218 82ND STREET

    218 82ND ST, HOLMES BEACH, FL 34217

    • 3 Beds
    • 2 Baths
    • 1,802 Sq.Ft.
  • Single-story green house with a brown garage door, palm trees, and flowering front garden. Sold

    $1,380,000

    310 66TH ST

    310 66TH ST, HOLMES BEACH, FL 34217

    • 3 Beds
    • 3 Baths
    • 1,974 Sq.Ft.
  • Aerial view of a circled coastal home near the beach, with Gulf waters beyond. Sold

    $1,300,000

    212 PINE AVENUE Unit: R

    212 PINE AVE #R, ANNA MARIA, FL 34216

    • 3 Beds
    • 2 Baths
    • 1,560 Sq.Ft.
  • Single-story white home with a metal roof, tropical palms, and a landscaped front lawn. Sold

    $1,285,000

    612 DUNDEE LANE

    612 DUNDEE LANE, HOLMES BEACH, FL 34217

    • 3 Beds
    • 2 Baths
    • 1,489 Sq.Ft.
  • Aerial view of waterfront homes beside a blue bay, with docks, palms, and mangrove-covered islands. Sold

    $1,272,500

    9923 SPOONBILL RD E

    9923 SPOONBILL RD E, BRADENTON, FL 34209

    • 3 Beds
    • 3 Baths
    • 1,620 Sq.Ft.
  • Gray two-story home with a three-car garage, paver driveway, and palm-landscaped front lawn. Sold

    $1,250,000

    1403 96TH CT NW

    1403 96TH CT NW, BRADENTON, FL 34209

    • 4 Beds
    • 3 Baths
    • 2,944 Sq.Ft.
  • Aerial view of Gulf shoreline, with a sandy beach, turquoise water, and homes along the coast. Sold

    $1,165,000

    6404 GULF DRIVE Unit: 4

    6404 GULF DRIVE Unit: 4, HOLMES BEACH, FL 34217

    • 3 Beds
    • 3 Baths
    • 2,181 Sq.Ft.
  • Aerial view of waterfront homes, palm trees, a bridge, and blue water beyond. Sold

    $1,150,000

    741 FOX STREET

    741 FOX ST, LONGBOAT KEY, FL 34228

    • 4 Beds
    • 3 Baths
    • 2,390 Sq.Ft.
  • Single-story pale green house with a white garage, palm trees, and a broad lawn. Sold

    $1,129,000

    305 67TH ST

    305 67TH ST, HOLMES BEACH, FL 34217

    • 3 Beds
    • 2 Baths
    • 1,396 Sq.Ft.
  • Single-story home at dusk with a curved entry walkway and tropical landscaping. Sold

    $1,125,000

    7825 SENRAB DRIVE

    7825 SENRAB DR, BRADENTON, FL 34209

    • 3 Beds
    • 3 Baths
    • 2,753 Sq.Ft.
  • Single-story home behind a white picket fence, with an arched gate and palms beneath a sunset sky. Sold

    $1,000,000

    213 76TH STREET

    213 76TH STREET, HOLMES BEACH, FL 34217

    • 2 Beds
    • 2 Baths
    • 1,492 Sq.Ft.
  • White three-story residence with wrought-iron balconies, palm trees, and a patterned stone driveway. Sold

    $940,000

    206 52ND STREET Unit: 3

    206 52ND STREET Unit: 3, HOLMES BEACH, FL 34217

    • 4 Beds
    • 3 Baths
    • 2,656 Sq.Ft.
  • Beachfront condominiums beside a white-sand beach, turquoise Gulf water, and a tennis court. Sold

    $850,000

    5300 GULF DRIVE Unit: 506

    5300 GULF DR #506, HOLMES BEACH, FL 34217

    • 2 Beds
    • 2 Baths
    • 1,057 Sq.Ft.
  • White condominium building with exterior staircases, balconies, and palm-lined landscaping. Sold

    $850,000

    7105 GULF OF MEXICO DRIVE Unit: 11

    7105 GULF OF MEXICO DR #11, LONGBOAT KEY, FL 34228

    • 2 Beds
    • 2 Baths
    • 1,170 Sq.Ft.
  • Aerial view of coastal condominiums, sandy beach, turquoise Gulf waters, and marina with boats. Sold

    $750,000

    6750 GULF OF MEXICO DRIVE Unit: 174

    6750 GULF OF MEXICO DR #174, LONGBOAT KEY, FL 34228

    • 2 Beds
    • 2 Baths
    • 1,377 Sq.Ft.
  • Blue single-story coastal house with white porch railing, surrounded by palm trees and tropical landscaping. Sold

    $737,500

    205 64TH ST #A & B

    205 64TH ST #A & B, HOLMES BEACH, FL 34217

    • 1,172 Sq.Ft.
  • Aerial view of a blue-roofed condominium beside the bay, with palm trees and a long pier. Sold

    $725,000

    1007 GULF DRIVE N Unit: 206

    1007 GULF DR N #206, BRADENTON BEACH, FL 34217

    • 2 Beds
    • 3 Baths
    • 1,357 Sq.Ft.
  • Waterfront homes and marina with boats, waterways, and a distant bridge. Sold

    $715,000

    3045 MARINERS COVE DRIVE Unit: 112

    3045 MARINERS COVE DR #112, CORTEZ, FL 34215

    • 2 Beds
    • 2 Baths
    • 1,762 Sq.Ft.
  • Turquoise single-story home with a white garage door, screened entry, and gravel front yard. Sold

    $650,000

    309 63RD ST #B

    309 63RD ST #B, HOLMES BEACH, FL 34217

    • 2 Beds
    • 2 Baths
    • 988 Sq.Ft.
  • Beach View condominium buildings with balconies behind a hedge and landscaped lawn. Sold

    $635,000

    3702 6TH AVENUE Unit: 1

    3702 6TH AVE #1, HOLMES BEACH, FL 34217

    • 2 Beds
    • 2 Baths
    • 1,047 Sq.Ft.
  • Waterfront condominium buildings with palm trees and a broad view across the water. Sold

    $620,000

    1219 EDGEWATER CIR

    1219 EDGEWATER CIR, BRADENTON, FL 34209

    • 3 Beds
    • 2 Baths
    • 1,866 Sq.Ft.
  • Two-story tan house with multiple garage doors and palm trees beneath a colorful dusk sky. Sold

    $595,500

    5183 55TH STREET CIRCLE W

    5183 55TH STREET CIRCLE W, BRADENTON, FL 34210

    • 4 Beds
    • 4 Baths
    • 2,904 Sq.Ft.
  • Aerial view of pastel-colored condominium buildings among landscaped grounds and dense trees. Sold

    $585,000

    335 SAPPHIRE LAKE DRIVE Unit: 201

    335 SAPPHIRE LAKE DRIVE Unit: 201, BRADENTON, FL 34209

    • 2 Beds
    • 3 Baths
    • 2,159 Sq.Ft.
  • Waterfront condominium residences line a calm canal, with palm trees and poolside lounge chairs. Sold

    $570,000

    3801 E BAY DRIVE Unit: 107

    3801 E BAY DR #107, HOLMES BEACH, FL 34217

    • 2 Beds
    • 2 Baths
    • 1,121 Sq.Ft.
  • Two-story condominium exterior with pale green balconies, a shaded patio, and a brick walkway. Sold

    $568,000

    600 MANATEE AVENUE Unit: 121

    600 MANATEE AVE #121, HOLMES BEACH, FL 34217

    • 2 Beds
    • 2 Baths
    • 1,179 Sq.Ft.
  • Stucco house with a two-car garage, arched entry, and landscaped front lawn. Sold

    $550,000

    11430 PERICO ISLE CIRCLE

    11430 PERICO ISLE CIRCLE, BRADENTON, FL 34209

    • 3 Beds
    • 3 Baths
    • 1,733 Sq.Ft.
  • Modern home with a blue breeze-block screen, broad roof, and curved walkway across the lawn. Sold

    $533,500

    5400 GULF DR #28

    5400 GULF DR #28, HOLMES BEACH, FL 34217

    • 1 Bed
    • 1 Bath
    • 810 Sq.Ft.
  • Pale blue residential building with a white roof, arched entry, exterior stairs, and tropical landscaping. Sold

    $525,000

    522 PINE AVE #7D

    522 PINE AVE #7D, ANNA MARIA, FL 34216

    • 2 Beds
    • 1 Bath
    • 822 Sq.Ft.
View All Properties

Follow Us On Instagram